Showing posts with label Housing. Show all posts
Showing posts with label Housing. Show all posts

Thursday, July 26, 2012

Going in Circles and Getting No Where

So I've learned a few valuable lessons (relearned them, really) concerning this whole business of moving from one place to another.

I really... Really....... REALLY...... dislike moving.  I hate it.  It's a giant pain in the rump, and it's not even the fun sort of pain in the rump that you can chuckle about afterward.  It's messy, it's emotionally exhausting, it's time consuming, and it's financially draining.

Did I happen to mention that I Really don't like moving?  Yeah, I thought I might have.

When I moved back from Georgia several years ago, at daddy's request as his health began to fail, I settled back into the old family homestead and reset my roots, never intending to move again.  I had lived all over this one city during the early portion of my adult years, while raising my older daughter.  In and out of various apartments and rental houses spread throughout the Oklahoma City greater metro area, mostly in the Mid-Del suburb near where I grew up, close to where mom and dad and my grandfolks were all living.  It was convenient during that time span, since it meant I knew the area well and was close to my babysitters for those times when I absolutely had to escape the pressure of raising a severely handicapped kid by myself.

Then grandpa died, and I moved into the house that the grandparents bought when momma was just hitting her teens.  I'd half grown up in that house, and it was comfortable.  Then momma died, granny the bat went off the deep end more than usual having lost both of them, and gave me that house.  So what do I do when my oldest turns 18, and I have a real chance of starting over to an extent and getting my life back?  Do I do the Intelligent thing, keep that house, go back to work or school to have something resembling a career, and settle in for the long haul?  No - not me.  I sell the house and high-tail it out of Oklahoma as quickly as I can put it into the rear view mirror.  Idiot.  I sell the house and all it's contents that won't fit into my tiny car at the time and I go.

Fast forward 10 months and .... let's see.. OK to PA, PA to MD, MD to GA, GA back to OK... four moves later, and I'm back at the old homestead ready to settle in again for the long term, determined to avoid moving around at all if I can help it.  Short lived plan, as daddy had his stroke a year later, and 6 months after that I moved back out of the house to escape the constant threats from my brother.  6 months later again, and I've evicted my *coughgag* darling brother and moved back into the house, hopefully for good this time - or at least with the plan that I was going absolutely No Where until daddy finally died once and for all, and I could once again leave OK without having to worry about familial obligations pulling me back into this particular black hole in the center of the country yet again.

Fast forward several more years, some ups, a few downs, 3 failed attempts at various relationships of which one was a live in, several failed attempts at room mates to help keep the bills paid more easily, and a year spent with dad back here at home with me while he was on hospice and we waited for him to die (so much for that plan - he's still drawing breath in the nursing home) a nervous breakdown, finally pulling my shit back together (or so I thought) and beginning to get things back in order......... only to find that the financial problems started that my brother precipitated not long after dad's stroke are coming home to roost, and I didn't get them as straightened out as I had at one point thought they were.  The house is sold for back taxes, and I'm once again in a position of having to move - much earlier than I ever planned to get out of this little hell hole.

The search for new housing has been a bust so far.  I don't make enough money to satisfy most apartment complexes or landlords who have rental homes available.  Those who are willing to overlook the fact that I don't have some sort of high paying job where I make tons of money take a look at my credit score and tell me "good luck in your search, but... "

The apartment that I thought I would be moving into - which, in fact, I should have been moved into by now with all my things put away, living comfortably and getting used to the new space - waited until the day before I was supposed to move in to inform me (when I called them to find out the apartment number, so I could have my utilities transferred) that I had failed to qualify in their application process.  Great.  I had a week left to get out of this place at that point, no means of finding another potential place and getting moved in that time, and zero options left.

Or so I thought.

Fortunately, the man in my life at this point borders on sainthood at times.  We've been together happily as a couple for a bit more than a year, and things have never been better for me on the relationship front.  Being the kind of guy that he is - one of the good ones - he had a solution in mind that I hadn't (and normally wouldn't have) considered.  Move in - temporarily - with him and his room mates in their 3 bedroom house. So I went and rented a storage unit which all of my household items are going into, and got started packing things up.

 Dear gods what was I thinking when I didn't just go rob a bank to pay the back taxes so this place didn't get sold??? (Oh wait - I was thinking "prison orange is not my color."  That's what I was thinking.)

For the past 24 hours, since the storage unit was acquired, I've been going through and attempting to get everything packed up and ready to shift into the unit.  And of course, separating out the few things that will actually be going over to the other house with me rather than going into storage.  That's a short list, consisting almost exclusively of clothing and a few personal items.  There are only 2 pieces of furniture on that list - my bed and my desk. 

What I didn't realize until last night as I was sorting things out, and putting some of it in boxes to be moved into storage, was just how much accumulated Junk there is in this house.  I never had a clue as to just how much sentimental crap remained that I hadn't quite managed to get around to chucking into the trash from mom and dad's tenancy of this structure as a home.  The boxes of books, of photos spanning 4 generations on both sides of the family, miscellanea, and unsorted clutter that I had managed during the past 3 years to put out of my mind and ignore unless it was specifically in my way is....... a nearly overwhelming mass of mess.  When I find a place during the next couple of months, I'm going to have to go through things much more carefully as I move stuff back OUT of storage, so that I can effectively toss out a large percentage of that miscellanea,  and cut down both on the number of boxes needing to be moved, unpacked, and potentially repacked and moved again later, and to cut down on the sheer clutter of a lifetime's worth of collected junk.

It's surprising what sorts of things we'll end up keeping as sentimental reminders of some point in our life.  However, I learned a lesson years ago (both from moving so frequently from one apartment to another, and from a procrastinator's email list on cleaning tips) - if it doesn't make you smile when you look at it, or doesn't immediately bring up fond memories when you hold it, it's time to chuck it rather than letting it sit around collecting dust and taking up space.  I've been slowly doing that with mom and dad's various left over items for years now - but it's a time consuming process, when you consider that they had 30 years together in this house in which to collect things that were precious to them.  I'm still finding stuff that I had forgotten that they even had.  And my own collection of oddities, rarities, miscellanea, and nick knacks gets to take precedence in being kept - at least for the time being.

But either way, all of it has to be boxed up and moved into the storage unit during the day today.  And I'm already sick and tired of loading boxes up with stuff and looking at the remaining mess still to be dealt with.

Saturday, July 14, 2012

An update on the Search

So I went and looked at more apartments on Thursday and Friday.  And, barring something going terribly wrong in the application process, I've finally found a place.

For a one bedroom, it's actually got quite a bit of space.  710 square feet, as opposed to the 1200 that I've had here,  in a 4 bedroom, 1.5 bath house with attached garage.  All the modern conveniences.  Well maintained.  And community standards that automatically disqualify anyone with certain types of criminal activity in their background (sex offenders of any sort, physical violence convictions, property damage convictions, or any sort of felony conviction at all.)  The rent is reasonable.  There isn't an outrageously high pet deposit (only $150 per animal, plus $10 a month extra on the rent.)   Gas kitchen, but gas and water are both included in the rent, so the only utility bill that I'll Have to keep maintained is Electric - my cell phone isn't technically a utility bill, and while I "can" live without Cable, my internet connection is kind of a "must have" for me - so I guess I should count the cable bill as the second utility that I'll have to deal with beyond the rent.  On duty police patrol on a regular basis at night.  2 pools, on site laundry facilities that are open 24/7, and not that far from work or boyfriend's place.  (His place will be in much easier walking distance, work will be out of walking distance, but I think I can live with that.)

The fly in the ointment, of course, is that I don't know yet whether I've been approved - and won't know until at least Tuesday.  Which means that Wednesday, I could be back to looking, and down to the wire of taking a place in one of the ghetto-tastic junk heaps that I've been desperately attempting to avoid.

Sadly, my rent will consume all of one paycheck per month, and the cable, cell, and electric will consume the majority of the other paycheck, which isn't going to leave me much in the way of disposable funds once the bills are paid each month.  On the bright side (if you want to call it that) since the majority of my paychecks will now verifiably be going to pay for housing (half, really) I'll most likely qualify to start getting some of the taxes that I pay in back in the form of food stamps.  It galls me to think that something of such a nature can be looked at as a Positive outcome at this point.  But hell, since the government isn't going to cut me any slack on my taxes so that I don't Need the help, at least those tax dollars that *I pay in will be coming Back to Me, rather than going to some welfare junkie whore with a dozen kids spawned by as many different men because she'd rather spread her legs than make any attempt to find a job.

When push comes to shove, I won't be losing that much space really.  3 out of the 4 bedrooms here in the house haven't been used As bedrooms in a long time, so there's only 1 set of bedroom furniture to think about moving.  There isn't a lot of living room furniture, my dining set isn't huge, and I don't use all the cabinet space I have in the kitchen so that won't be an issue.  There are 3 walk in closets - 2 in the bedroom, 1 as a "coat closet" in the hallway off the living room - so there's actually going to be plenty of space for storage as long as I organize it as I'm moving things in.  There's a lot of stuff in the workshop which is probably simply going to go in the trash - old, open bottles of specialty oils and such, which I've been needing to get rid of for a while now.  The made stock is already in storage containers that stack easily, and will all readily fit into the walk in coat closet, with plenty of space remaining for my camping gear.  Since the bedroom has 2 closets, both of them really large, it'll be easy enough to put my in season clothes in one half of the first, my out of season clothes in the other half, and my SCA costuming and miscellaneous "stuff" in the other closet, and still be able to find everything without a hassle. 

Because the place is about 500 square feet less than this house (man, I never realized just how Small these bedrooms really Are in this place!) it won't be nearly as spread out - but that also means it won't be as much of a temptation to allow the place to get cluttered up, like it is here.

I'll be starting over with a clean slate.  That will be good for me on several levels.  New environs will give me a boost in motivation to keep things more in order.  Having to deal with rent that's due by a certain day of the month will put me back on track as far as being a bit more financially responsible and accountable to myself.  Everything will work, and if something breaks, there will be maintenance people to come fix it in a timely manner.  And being out of this beat up, run down old house will give my friends new motivation to actually come hang out every once in a while, rather than me having to go hang out at their places. 

I think I'll start planning now for a housewarming party for the first part of August.  I'll be moved in, I'll have things put away.  There will be a paycheck come in a couple of days after I get back from my planned trip to Waco, but I won't have to worry about Rent again until Sept 1st.  (Because of when I'm moving in, I have to pay August rent as part of the move in.)

Life is looking up.  Just keep your fingers crossed, knock on wood, light a candle, say a prayer, send good thoughts - whatever it is you prefer to do - that everything goes Ok in the application process and when I hear from them on Tuesday it will be to tell me "you're all set to get moved in on Friday."

Thursday, July 12, 2012

The Search Continues

For the past couple of months, I've known that I was going to have to move.  There turned out to be nothing I could do to keep the house from going up for sale at the state tax auction, and therefore I started looking at alternatives prior to the auction taking place.

Unfortunately, the search is still ongoing, and time is running out in which I have to find a place, get packed, and get moved out of the old homestead.  The new owners are already whining at me on a far to regular basis about why I haven't gotten moved Already, and are bugging me on an every 4 day basis about whether I have successfully located a new abode.  I'm getting tired of hearing from them.  I've long since been tired of the search.

Granted I could probably be making "more of an effort" but let's face it, when you have to rely on your friends (and work around their schedules) to do anything, it kind of limits the number of opportunities you have in which to go looking.  I don't live in a city where mass transit is an option.  Public transportation in Oklahoma City is a joke at best.  Cabs are expensive.  And with the summer temperatures routinely well above 95F, walking more than a mile to go look at apartments is simply not a valid option unless I'm hoping that a hospital stay for heat stroke will buy me some time and sympathy from the vultures who bought my family home.  That last one isn't an option that I'm willing to make any favorable bets on, so let's just call walking "not an option" shall we?

The new owners are getting more insistent that I GTFO of this house, so they can get to work on fixing/flipping it.  They aren't even willing to consider the option of doing some of the necessary work (like replacing the water heater, fixing the kitchen plumbing issues, or re-roofing) while I'm here - or better yet, fixing the problems and signing a lease with me so that I continue to live here, but not as the erstwhile owner.  Oh no.  They would rather harass me about moving more quickly, and hold off on doing any of the needed work. 

While they originally agreed with me (verbally, not in writing) that I had until August 1st to find a place and get moved, the closer to the middle of July we get, the more insistent they become that I be out prior to that tentative August 1st deadline.

Finding a new place isn't easy under the best of circumstances.  When you're under the gun to do so in a limited amount of time, it becomes just that much more stressful, and that much more of a pain in the rump.  Every rental place, whether it be an apartment complex or rental house, wants a $25 to $35 "application fee" just to consider you.  Unless they're downright ghetto-tastic, they expect you to have a lengthy (and easily verifable) rental history that is less than 10 years old, and a perfect or near perfect credit score.  Or if you don't have a near perfect credit score, 5 years of employment (at the same place) and a co-signer who is willing to be held legally responsible for the lease should something happen and you be unable to stay the duration.

I hate to break it to the various slumlords out there, but anyone who has that good of a credit score isn't looking to rent - they're buying, and not from you.  

At 46, I have way less than perfect credit.  And so does everyone I know, in the current economy.  Co-signers?  That's a joke, right?  My parents are either dead or in a nursing home (which disqualifies daddy from co-signing anything, even if he still had sufficient brain to not be considered legally incompetent.)  My only living sibling is an alcoholic drug user who has tried to kill me.  My friends are having enough trouble just keeping a roof over their Own heads to worry about whether I'm going to find a roof to keep over My head or will be living on the street in short order.

My choices are rapidly being reduced to 2: move into a ghettofabulous apartment that's falling apart, with drug dealers and prostitutes for neighbors and no choice but to keep a hand gun within finger's reach for when they attempt to break in (assuming they don't simply wait for me to go to work to do so, of course) or leave everything I still own behind for the new owners to dispose of, and start living on the street. 

Moving in with the boyfriend is not an option.  He has room mates, the room mates are expecting a child, and they might all soon be having to move if the bank manages to finish foreclosure proceedings.  Finding a room mate has not been particularly successful either.  There were several room mate disasters prior to the house going up for auction, which is one of the reasons that it ended up sold that way to begin with.  None to certain that I want to risk the room mate route again, though at this point I don't see that I'll have a whole lot of choice in the matter - the economy simply isn't good enough for someone to keep the rent and bills paid on their own unless they happen to be a CEO.

I'm going later today to look at yet another apartment complex in this general area.  I was told about it a couple of days ago by one of the women I work with, as another possible alternative, as it is a complex she and her hubby have been looking at as a possibility.  It's an all bills paid place, which in some ways would make things a lot easier.  No utilities other than my cell to worry about, and possibly my cable/internet.  Hopefully they will be reasonable about what sort of rental history they expect out of someone who has lived in family owned properties for most of the past 12 or 15 years.  Wish me luck, because at this point, I need it.  And I'm getting more than a bit discouraged by the whole thing.